Top 10 Best New Fishing Boats Under $20,000 (2025 Guide)

If you’ve ever dreamed of owning a fishing boat but thought it was out of your budget, we’ve got great news for you — there are plenty of affordable new fishing boats under $20,000 that offer great value without cutting corners on quality. Whether you’re a seasoned angler or just discovering the joy of fishing, owning your own boat makes your time on the water that much more personal and exciting.

In this guide, we’re diving into the top 10 best fishing boats under $20,000, breaking down their key features, and helping you decide which one might be right for your needs. So grab a coffee, kick back, and let’s explore some great options that won’t sink your wallet.

Why Choose a Budget-Friendly Fishing Boat?

You might be wondering: can you really get a quality fishing boat for under $20K? The short answer is — absolutely yes.

While these boats may not come with every high-end bell and whistle, they’re perfect for:

• Weekend anglers looking for reliable performance
• First-time boat buyers who want to dip a toe in without breaking the bank
• Small lake or inshore fishermen who don’t need offshore capabilities
• Families seeking a fun, affordable way to spend weekends on the water

Let’s jump right into our top picks!

1. Sun Dolphin Pro 102

If you’re fishing smaller lakes or ponds, the Sun Dolphin Pro 102 is a solid compact boat that won’t require a heavy-duty trailer or truck to tow. It’s lightweight, super easy to handle, and loaded with features like swivel fishing seats, livewell, and built-in rod holders.

Price: Around $5,000 (yes, really!)

Why It Stands Out:

• Perfect for beginners
• Great stability and comfort in small waters
• Affordable and maintenance-friendly

2. Tracker Grizzly 1236 Jon Boat

Looking for something simple, rugged, and ready to hit the water fast? The Tracker Grizzly 1236 is a bare-bones jon boat that gets the job done. It’s lightweight aluminum, easy to trailer, and can be customized with the outboard of your choice.

Price: Starting at $1,200 (without motor)

What Makes It Special:

• Classic jon boat design — proven and reliable
• Great for shallow waters or river fishing
• Super lightweight for solo launches

3. Bass Tracker Classic XL

This one stretches your budget — but it’s worth every penny. The Bass Tracker Classic XL includes a trailer, outboard motor, fishfinder, and trolling motor in one all-inclusive package. Ideal for anglers wanting a “ready-to-hit-the-lake” setup.

Price: Just under $14,000 (base)

Best For:

• Freshwater bass fishing
• All-around lake use
• Anglers wanting a full setup under $20K

4. Sun Tracker Bass Buggy 16 XL

If relaxation AND fishing are high on your water activity list, check out the Bass Buggy 16 XL. It’s a pontoon-style boat designed for both comfort and catch. There’s loads of deck space and storage too.

Price: Around $19,995 (equipped)

Why You’ll Love It:

• Family-friendly layout
• Stable and smooth on the water
• Perfect mix of leisure and fishing

5. Lund 1600 Rebel

The Lund 1600 Rebel is a name anglers trust. With a comfy interior, livewell system, and solid construction, this is a great freshwater boat that holds its value. It’s practical, simple, and built for fishing hard.

Price: Around $17,000

What’s Great About It:

• Trusted brand and durable build
• Two livewells and spacious seating
• Great resale value

6. Crestliner 1600 Storm

A strong contender for serious anglers on a budget. The Crestliner 1600 Storm comes with casting decks, secure storage, and a wide beam for increased stability. Great for lakes and rivers alike.

Price: Starting around $15,000

Standout Features:

• Ample storage for rods and gear
• Sturdy aluminum construction
• Roomy for a 16-footer

7. Lowe Skorpion 16

The Lowe Skorpion 16 is purpose-built for anglers. It’s compact yet loaded with features like a livewell, casting deck, and trolling motor. Perfect for those who want a pro-style boat at an entry-level price.

Price: Around $15,995

Highlights:

• Wide deck for easy movement
• Fully welded hull — strong and durable
• Pre-wired trolling motor plugs

8. Alumacraft Jon Boat 1442

If you like to keep things simple and functional, this welded jon boat might be your ideal fit. Add your choice of outboard motor and you’ve got a reliable and easy-to-maintain fishing setup.

Price: Roughly $3,500 (boat only)

Pros:

• Affordable and durable
• Lightweight for towing and storage
• Great for small lakes and creeks

9. Bayliner Element E16

This might not scream “fishing boat” at first glance, but with the right mods, the Bayliner E16 becomes a fun fishing platform. With wraparound seating and easy handling, it’s perfect for casual anglers and family time.

Price: Starts at around $16,500

Good To Know:

• Versatile for fishing and cruising
• Beginner-friendly controls
• Trailer included in most packages

10. G3 Sportsman 1610

Rounding out our list is the G3 Sportsman 1610. Designed by anglers, for anglers. From dual livewells to all-day comfort seating, this boat is tournament-inspired and under budget.

Price: Just under $20,000

Perfect For:

• Hard-core bass enthusiasts
• Weekend tournaments
• Multi-species fishing adventures

Final Thoughts: Which Boat Is Right for You?

Choosing the right fishing boat under $20K really comes down to your needs and preferences. Ask yourself:

• Do I want something simple or fully loaded?
• Am I fishing small ponds or larger lakes?
• Is this boat just for me or for family outings too?
• Do I prefer comfort, performance, or a mix of both?

No matter which boat you choose, remember that owning a boat is about creating unforgettable memories. Whether you’re chasing bass at sunrise or floating with the family on a calm afternoon, any of these budget-friendly fishing boats can help you make the most of every trip.

So, go ahead — pick the one that fits your style, budget, and adventure needs. The best fishing boat is the one that gets you on the water!

Frequently Asked Questions

Are boats under $20,000 reliable?

Yes! While they might not have premium features or big engines, many reputable brands make affordable fishing boats that are dependable and built to last.

Can I finance a fishing boat under $20K?

Absolutely. Many dealers offer financing plans even for budget boats. Check with local dealers or banks for rates and terms.

Do I need a trailer included with the boat?

Most packages include trailers, but always confirm. Buying a boat without a trailer can add extra costs!

Looking for more tips on buying your first boat or outfitting it for fishing? Be sure to check out our other guides — and don’t forget to share this article with your fellow anglers!